Most people who are internet savvy will use some sort of comparison website as the first stop on their search for car insurance. The benefit that a comparison site can offer is that you are required to enter your details only once. The search and comparison engine supporting the website will do all the work, drawing together a list of insurers to present to you that are willing to insure you and your vehicle.

But before you get that far you must first be absolutely open and honest to ensure that you are quoted correctly and accurately according to your individual circumstances. For example, drivers who are not entirely truthful about any modifications made to an insured vehicle risk being declared uninsured, should they subsequently have an accident and submit a claim.

Insurers send out assessors who are experts when it comes to knowing whether a car has been modified or not, and will report any modification back to the insurer. Additionally, if you knowingly make a false statement on an insurance application form you could be prosecuted. Any penalty points you may have on your licence should also be declared as they will also affect the level of your premium.

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